Scuba diving is an exciting and rewarding activity, but it also involves inherent risks. Whether you’re a beginner or an experienced diver, it’s important to consider whether you need specific insurance to cover these risks. Let’s take a closer look at the reasons why dive insurance can be beneficial.
Diving involves potential dangers such as barotrauma, decompression accidents and incidents involving marine life. In the event of an underwater accident, the medical costs can be considerable, especially if medical evacuation is necessary. Diving insurance can cover these costs, including emergency treatment, hospitalisation and even repatriation if you are abroad.
If you have booked a diving trip and have to cancel or change it due to illness, injury or family emergency, travel insurance can reimburse you for non-refundable trip costs.
When diving, it is possible to cause material damage to the underwater environment or to property belonging to others. Civil liability insurance can protect you financially in the event of a claim or legal action following damage caused during your dive.
Diving equipment can be expensive to replace in the event of loss, theft or damage. Specific insurance can provide cover to repair or replace your equipment if necessary.
In the event of an underwater emergency, such as gas loss or equipment failure, dive insurance can provide fast and professional assistance to help you manage the situation safely.
It’s important to note that most dive centres require proof of insurance before allowing you to dive with them. Even if it’s not compulsory in some places, it’s strongly recommended that you take out diving insurance to protect your health, safety and finances.
In conclusion, although scuba diving is an exciting activity, it’s crucial to recognise the risks involved and prepare yourself accordingly. Taking out diving insurance can provide the peace of mind and financial protection you need to enjoy this unique experience in complete safety.
DAN offers comprehensive plans that provide protection and peace of mind in the event of a diving accident for far less than the cost of an unforeseen event.
Need dive cover for a single dive trip? The package covers your diving trip needs in the DAN Southern Africa region.
The cover offered is truly comprehensive and tailored to divers, especially those who travel to dive.
In addition to the essential cover for repatriation and medical expenses, all travel incidents are covered, including lost diving days due to technical failure, health problems and bad weather, or having to cancel your trip for medical reasons that prevent you from diving.
Aqua diving only accepts divers with specific underwater insurance cover.